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Buildings insurance
Direct Line Buildings Insurance
If you are looking for buildings cover then why not try Direct Line? We automatically provides buildings cover up to £1,000,000 for the cost of rebuilding your home and any outbuildings with our standard home insurance policy.
On top of that, our buildings insurance also:
- Covers the structure of your home, roofs, walls, fences, gates and outbuildings, plus permanent fixtures like kitchens, bathrooms and fitted wardrobes
- Covers fire, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and subsidence
- Covers burst pipes and the cost of alternative accommodation if necessary (following an insured event)
- Gives you access to a 24-hour Emergency Helpline
Summary of buildings insurance cover:
Compare our levels of buildings insurance below.
| Cover | Home insurance standard policy | Home insurance plus policy |
| Loss or damaged to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood | Up to £1,000,000 | Unlimited |
| External door locks where keys have been stolen | Included as standard | Unlimited |
| Damage to plumbing installation caused by freezing/bursting | Included as standard | Included as standard |
| Accidental damage | Optional extra | Included as standard |
| Alternative accomodation (Buildings)- following an insured event | Up to £25,000 | Up to £35,000 |
To view the full summary tables, please see the links below.
Buildings insurance tips and advice:
Accidental Damage Cover
Because we've all spilt a glass of red wine or accidentally dropped something.
Personal Possessions cover
If you're always out and about, either in the UK or abroad, this insurance covers the items you take with you like jewellery or a mobile phone.
Tips and advice
Helpful advice from our experts on a range of property-related topics.
Second homes
Buildings insurance
Contents insurance
